Why the 6040 Portfolio is Back!

Steady Wealth Podcast

Why the 6040 Portfolio is Back!

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It's just not that easy to make money in the markets; it requires discipline." 

These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.
In the latest episode of the Steady Wealth Podcast, host Serge Berger delves into the much-discussed topic of whether the traditional 60-40 investment portfolio is still effective.

The 60-40 portfolio traditionally allocates 60% to stocks and 40% to bonds, aiming to balance risk and returns.

Serge explores how people have been quick to label this approach as obsolete, emphasizing the recent shift in bond yields and its impact on the portfolio's performance.

He discusses the advantages and disadvantages of the 60-40 strategy, highlighting the importance of considering an individual's financial goals, risk tolerance, and age when determining the appropriate portfolio mix.

Furthermore, Serge proposes potential modifications to enhance the 60-40 portfolio, including diversification through commodities and a more dynamic approach to asset allocation.

He advocates for staying informed and adaptable in managing investments to navigate changing financial landscapes effectively.

For more insights and personalized advice, Serge suggests engaging with investment advisors and leveraging research resources.

Tune in to gain a comprehensive understanding of the 60-40 portfolio's relevance and how to optimize it for today's market conditions.

The Case For Energy Stocks

Steady Wealth Podcast

The Case For Energy Stocks

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It's just not that easy to make money in the markets; it requires discipline." These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

Welcome to this week's episode of The Steady Wealth Podcast with your host, Serge Berger.

Serge touches on various facets, from inflation and diversification strategies to the evolving demand for energy.

Serge emphasizes the importance of a diversified investment portfolio, debunking the myth of chasing the latest investment trends. Instead, he advocates for a well-rounded approach, explaining why energy stocks should be on investors' radars.

Drawing on data and charts, Serge illustrates the recent performance of energy stocks, showing their impressive resilience in the face of inflation and market fluctuations. He discusses how energy stocks have emerged as a reliable hedge, outperforming bonds and even rivaling other sectors.

Serge delves into the dynamics of the energy sector, highlighting the increasing demand for energy resources worldwide. He explores factors like population growth and rising living standards, which continue to drive the need for energy, making it a promising long-term investment.

Additionally, Serge presents a nuanced perspective on inflation and deflation, acknowledging the ongoing debate. He discusses how shifting spending patterns among baby boomers could impact the overall inflation landscape and its implications for energy stocks.

In conclusion, Serge Berger provides insightful analysis and recommends an overweight allocation to energy stocks, positioning them as a viable hedge against inflation. Tune in to this episode for a comprehensive understanding of the energy sector's significance in today's ever-evolving financial markets.

Surprise September Stock Market Rally!?

Steady Wealth Podcast

Surprise September Stock Market Rally!?

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It's just not that easy to make money in the markets; it requires discipline." These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

Welcome to this week's episode of The Steady Wealth Podcast with your host, Serge Berger.

As we transition from the summer months into the more intriguing part of the market, September through December, Serge takes a deep dive into the seasonality and historical data surrounding the US equity market in September.

While September is often seen as a weak month statistically, Serge discusses the complexity of relying solely on seasonality as a predictive factor and explores the dynamics of market sentiment.

He also highlights the impact of algorithmic trading and economic data on market behavior.

Tune in to gain valuable insights into potential market trends for the month and how to approach your portfolio during this transitional period.

The Psychology of Market Timing

Steady Wealth Podcast

The Psychology of Market Timing

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"It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

In the latest episode of The Steady Wealth Podcast, hosted by Serge Berger, the focus is on the psychology of market timing—a crucial aspect for successful trading and investing. Berger begins by discussing the challenge of making tactical moves in the market and emphasizes the need to understand market psychology.

He delves into how fear and greed impact decisions, leading investors to buy and sell at unfavorable moments.

With his signature insights, Berger highlights the difficulties of market timing, using charts to show that both self-directed and professional investors often struggle to outperform indices.

He advocates for diversification and advises listeners to approach market timing with caution, keeping emotions and arbitrary stops in check.

The episode ends with a reminder that human psychology plays a significant role in trading and investing decisions.

Avoiding Trading Disasters – Top Three Mistakes Every Trader Must Dodge!

Steady Wealth Podcast

Avoiding Trading Disasters - Top Three Mistakes Every Trader Must Dodge!

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00:00 /

"It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

In the latest episode of The Steady Wealth Podcast hosted by Serge Berger, he delves into the top three trading mistakes that traders commonly make.

Drawing from his experience, Berger discusses how many traders treat their investment accounts like trading accounts, exposing themselves to undue risk. He emphasizes the importance of separating investment and trading capital to maintain financial stability.

Berger then explores the impact of emotions on trading decisions. Impatience, premature exits, and not allowing trades to mature are all emotional pitfalls traders fall into.

He suggests adhering to stop losses and employing time stops to manage risk effectively.

The episode also emphasizes the significance of taking trading seriously.

Berger warns against trading with excessive funds and provides insights into diversification strategies that can help investors navigate market cycles more effectively.

Overall, the episode offers actionable insights to help traders avoid common pitfalls and enhance their trading strategies.

Guarding Your Financial Future!

Steady Wealth Podcast

Guarding Your Financial Future!

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00:00 /

"It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

n the latest episode of The Steady Wealth Podcast, hosted by the experienced trader and investment strategist Serge Berger, listeners gain valuable insights on becoming better, more successful, and open-minded traders and investors.

As August brings a shift in market dynamics, Serge highlights the importance of diversification in portfolios.

With the help of research, guest interviews, and real-time market analysis, this episode navigates the critical juncture where knowledge translates to power.

Serge emphasizes the role of diversification in mitigating volatility, offering investors a higher probability of steadier returns over time.

Dive into this enlightening discussion to enhance your financial journey.

Can You Stomach A 20% Portfolio Drop?

Steady Wealth Podcast

Can You Stomach A 20% Portfolio Drop?

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00:00 /

"It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

In this episode, Serge delves into an essential topic:

Can you stomach a 20% portfolio drop?

As the host of the podcast, Serge is also the principal of Blue Marlin Advisors, an investment advisory firm.

Throughout the episode, Serge takes a research-based approach to discuss market volatility and its impact on investors.

He begins by emphasizing the importance of understanding one's risk tolerance and how it can affect investment decisions.

Serge offers valuable insights into the current market conditions, highlighting the significant rise in US equity markets while cautioning about the potential underperformance of the bond market.

He further discusses investor complacency, indicating how periods of strong market performance can lead to overly confident attitudes among investors.

Serge shares his experience with clients who exhibit excessive confidence but may not fully comprehend how they would react during market drawdowns.

To illustrate the concept of volatility and risk, Serge walks the audience through several charts and examples, making the information accessible even to those who may only be listening to the podcast without visual aid.

The episode also covers the importance of determining one's risk appetite, especially during retirement.

Serge explains that as investors get closer to retirement, their risk tolerance typically decreases, and it is essential for investors to be aware of this shift to avoid panicking during normal market fluctuations.

The podcast continues with a hypothetical portfolio example, where Serge explains how to gauge and measure risk tolerance by using a diversified 60-40 portfolio allocation.

He emphasizes the significance of understanding both the percentage and dollar amounts involved to make informed decisions.

Towards the end, Serge encourages listeners to take a free risk assessment offered by Blue Marlin Advisors.

He highlights that this exercise is crucial for both long-term investors and traders, as knowing one's risk tolerance can help avoid irrational decision-making during volatile market conditions.

The episode concludes with a reminder to continuously assess and adapt one's risk tolerance as it may change over time, particularly during different life stages like retirement.

Overall, The Steady Wealth Podcast with Serge Berger provides a thought-provoking analysis of market volatility, risk tolerance, and the importance of making informed investment decisions.

By combining research and real-life examples, Serge empowers his audience to navigate the markets with greater confidence and prudence.

Juicy Bond ETFs with Yield!

Steady Wealth Podcast

Juicy Bond ETFs with Yield!

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00:00 /

"It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices.

The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

In the latest episode of The Steady Wealth Podcast, hosted by Serge Berger, he discusses the allure of juicy bond ETFs for generating high yields.

Amidst anecdotes about his recent roller coaster ride at a theme park in Orlando, Florida, Serge emphasizes the importance of considering risk both in thrill-seeking adventures and in investment portfolios.

He delves into the significance of diversification and highlights specific bond ETFs worth considering, such as TLT (longer end of the yield curve), SHY/SHV (shorter end), AGG (covering the entire bond market), and JPST (ultra-short income ETF with monthly payouts).

Serge advocates for thoughtful portfolio allocation and risk management in turbulent markets.

Everyone is Bullish Again!

Steady Wealth Podcast

Everyone is Bullish Again!

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00:00 /

"It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices. The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

Welcome to the latest episode of The Steady Wealth Podcast hosted by Serge Berger.

Are you ready to become a better, more successful, and open-minded trader and investor?

I'm Serge Berger, head trader and investment strategist at thestudytrader.com, and I'm here to help you reach your goals.

Whether you're new to investing or a seasoned pro, this podcast will guide you through the noise and help you focus on the big picture.

We'll share research, guest interviews, and real-time market analysis.

Today, we have a special guest, Brian Terry, who's been working with me for several years.

We run the steady trader, a credit spread authority, and an option service.

We recently launched a covered call service and have a fiduciary advisory firm called Blue Marlin Advisors. As we navigate the market's critical juncture, we'll address the prevailing bullish sentiment. The markets have seen a steep rise, but it's essential to remain cautious and not get caught in overexposed positions.

We anticipate a possible rotation out of technology and into other sectors that haven't participated as much. So let's stay informed, keep our long-term goals in mind, and be ready for potential shifts in the market.

Thanks for tuning in, and see you in the next episode!

The Prudent Investor: Redefining Risk in Stock Markets

Steady Wealth Podcast

The Prudent Investor: Redefining Risk in Stock Markets

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00:00 /

"It's just not that easy to make money in the markets; it requires discipline."

These words resonate with self-directed investors who often find themselves underperforming the indices. The new Steady Wealth Podcast website, available at www.steadywealthpodcast.com, delves into the heart of this issue (and others), addressing the reasons behind individual investor underperformance.

In this week's episode of The Steady Wealth Podcast, hosted by Serge Berger, the focus is on the question of whether investors are too aggressively invested in the stock market.

Berger highlights the increasing complacency among stock market investors, especially retirees, and discusses the potential risks of overallocation to stocks.

He references an article in The Wall Street Journal that sparked his interest in the topic.

Berger analyzes the historical performance of the stock market, emphasizing the need to consider volatility and the potential impact on retirement portfolios.

He presents model portfolios and charts to demonstrate the importance of diversification and risk management, particularly for individuals aged 50 and over.

The episode concludes with an invitation for listeners to explore portfolio diversification options through Blue Marlin Advisors.